Title says it all, I'd rather have a chance at returning to my current session with my ship still sailing aimlessly or just circling, even if I was in the middle of a ship battle than just having no chance at all to reconnect and try and get my loot back.
Not to mention the crash happened in the middle of my guilded voyage, so I assume that's it for that since I can't get another. At least I managed to cash in half of the chests. FYI if the game does crash, it always crashes when I just fired a cannonball from the ship's cannons.
