as Solo sloop, sailed for a Red Skull Fort.
Fort ended up being much farther away then i had thought, and by the time i reached it there was another ship there. A fully crewed Galleon.
And yet there was no murderation. We worked as Allies , without being allied to clear the fort and take down the bosses. Which seem to have gotten much stronger recently.
I snagged the vault key.... and them let them take nearly all the loot, even helped load their ship to do it, and they in turn gave me a ride back.
...Then the game glitched and I got Holiday Event Credit.
least i got season credit for all the skeletons i killed and the 20+ pices of loot i put on their ship.