Idea for Future Content and a Story to the World. (Skeleton Overlord Lore) (Skeletal Ships) (Towns) (Story)

What we need is a main Villain to the World. I know, I know Rare wants the Players to have the legends but we need a Villain that offers us Storyline, Plot and more Events. I also know that Rare doesn't want other Ships but this game needs more and limiting themselves isn't good.

This is my Idea.

A Skeleton Overlord who wants to bring death to everyone in the Sea Of Thieves, He wants to build a Army of Undead to rule the entire Sea Of Thieves World.

He will have Skeletal Ships armed with Crew Members and a Captain who work under him
The Skeleton Ships will be made out of Bone and Skeletons along with wood and cracks, the Skeletons will drive the ship and attack players, they will board players, shoot cannon and have loot on their Ship.

Skeleton Ships will be filled with 10 Skeletons and 1 Captain, their ships will be bigger and have more cannons than normal ships. You can't drive their ship but You can sink it and loot it.

We want towns, we want Human NPC towns, Mermaid Underwater Towns and Skeleton Towns, Human Towns will be raided by Skeletons and you will have to defend them.

Mermaid Towns will offer you more purchasable clothing and secrets, more quests and underwater activities

Human Towns will give you voyages, such as searching for lost NPC who are stranded, raiding skeleton towns, Fixing up the town, Fishing and really helping the town progress.

Skeleton Towns will be almost like Fortresses but harder and with more story, the skeleton towns will guard themselves but if you wipe them out, you get treasure, you can also disguise yourself as a skeleton and get into the towns unknown to the Skeletons, there will be Skeleton Traders who offer more cosmetics and also voyages you can do, that they offer you. If you raid them, you will get a special reputation that shows you, how many Skeleton Towns, Fortresses and Skeleton Ships you have destroyed or won against, this will increase Skeleton's reactions to you. E.G - If you have a high reputation, they are more hesitant to fight you and maybe more afraid, they will attack with numbers and also the higher reputation will mean the more skeletons that will spawn.
Skeleton Armadas - Event

3 - 5 Skeleton Ships on the Sea that are attackable, this will mean you actually have to group up with other player ships to take them on, They will guard an area while performing a spell or something, and you and other players can try to attack them.

If you sink all of their ships, you get reputation from defeating the skeleton armadas similar to raiding the Skeleton towns.

The Skeleton Overlord should be a lore character like the Pirate Lord or the Traders.
He should have a goal that we know, and his minions/worshippers remind us of, there should be events that work along with his goal such as;

You go onto an island and into a cave, there are Skeleton Miners or something and the skeletons attack you, you then see notes with their plans of gathering gold to build up ships or resources. And you can take gold and bring it home.

There should be a main Villain though, this will be typical of a rare game and really add spice to the world.

What are your opinions?
Do you think this is dumb or do you love it? Tell me below.