I know some may disagree, but I feel losing your ship should have greater consequences. As is now you lose your ship and respawn at a random location with a half full inventory which is somewhat strange as who's giving me these resources? Wouldn't it make more sense to have to go to outpost to restock? The most obvious issue would be the merchant quest, but to be quite honest I think quest for ship resources should be removed. Being sent to search for resources your ship spawns with doesn't really make sense in the first place when you think about it. This makes the resources you find out in the world much more valuable as you won't be getting more resources after scuttling your ship as well as leading to interesting encounters such as perhaps maybe some pirates will wish to trade bananas for cannonballs. I suggest at outpost you have the option to ask the shipwright to refill your inventory in exchange for a sum of gold.
Note: On a sidenote I'd like to mention that tags seem to broken as I can't seem to post more than one.
