How about being able to give transfer gold to another player? Either by a private transfer or by dropping it as an item that needs to be picked up.
Any argument against this?
A crew mate wanted to buy a hat last night and didn’t have enough gold. I had plenty and would have gladly gave my crewmate the gold but I could not.
This could also create some fun new game play dynamics in which you could hold things for ransom. Want me to stop attacking your ship? Give me gold! I’ll let you pass and turn in your loot for a toll or else we attack!

