I've read a few times on this forum 'rowboats will save your life'. I understand and agree with the principle: if you're getting chased and don't think you can beat the chasers, it's a means for one of the crew (or the whole crew, if you're solo!) to slip away unnoticed and row the loot to an outpost.
My question is more about how people implement this in practice. Loading the loot you want to sell into a rowboat during a chase is, time-consuming and possibly dangerous. The obvious alternative is keeping your loot, or at least the high-value items, in the rowboat throughout your adventure, but then that's advertising it to the whole world and any chasers are more likely to notice the absence of your disco-lit dinghy when you do bail.
How do you all go about balancing those considerations?
And, finally – 'appy Christmas Eve, me 'earties! [raises a bottle of finest festive rum]
