A Tale of Gain and Loss, and Gain, and Loss, and Gain

Myself, @MinishEB , @JudgedMeteor03 , and @jpedoto were setting off in a fully loaded Galleon to take on a Skeleton armada. As we approached the armada location, we saw another player, in a sloop, fighting two skelly sloops. We joined in the fight when we arrived. Eventually all the skelly ships had sunk, we began to fight the next wave of two skelly galleons. Nearing the end of the fight, we noticed the sloop wasn't able to withstand the onslaught of fire raining down from the skelly ships, and sadly sunk. When the battle ceased and the fires were extinguished, we saw the lone sloop captain swimming towards our ship. We waited to see what he would do (was he friend or foe) he chose foe and opened fire on us. He soon met the Ferryman.
By the time we managed to pull all the loot out of the sea, we saw that same sloop sailing up to us to try and take the booty. A fight ensued, his ship, barely hanging in there, managed to fire two ballast balls, instantly sinking our ship (to our surprise). As he repaired his mangled ship, the four of us began loading all the loot into our rowboat and prepared for our final stand. The enemy vessel pulled up next to our little rowboat, shots were fired. As some of the crew began to board the ship, the Pirate Lord must have been watching, for a Queen Meg appeared and began attacking the enemy sloop!
After the sloop was disposed of once more, three of us continued to load the rowboat and defend it from a frenzy of sharks. The fourth of our crew chatted with a mermaid and went back to retrieve our ship. By the time the ship made it back to the rowboat, I had been devoured by the frenzy, and another crew-mate despawned and reappeared on the boat. As we were searching for the rowboat, our remaining crew-mate watching over it, we managed to ever-so-slightly run over the rowboat, destroying it in the process.
ONCE AGAIN, we began to hull all the treasure out of the sea (for the third time at this point) and back onto our boat. Halfway through getting all the loot back aboard, we spot him again, the sloop, racing toward us. Surely thinking that there was no way that crew managed to retrieve the lost loot. Once he neared, another battle broke out. Ending fairly quickly using the remaining cursed cannon balls we had in our inventory. After all that, we managed to make our way to the nearest outpost and turn in our bounty.
To celebrate, we filled the ship with water, right up to the brim, lit it ablaze, and sailed around, searching for other ships to bask in awe at our beautiful vessel. Eventually, she made her final stop, limping, as she made landfall.